Even when a cyclist is exercising every sort of safety precaution—including wearing a bicycle helmet, maintaining their bike, wearing visible clothing and obeying traffic laws—there are times when a bicycle accident is unavoidable. If you find yourself involved in an accident with an automobile, there are things you can do to minimize the damage and injury.
It is always a good idea to ride with some sort of ID and preferably your health insurance card as well—or a Road I.D. It’s also good to have your cell phone with you while you ride, especially if you are riding alone.
If you are involved in a collision with a vehicle, of course do not discuss details of the accident with the driver—including what happened or who may be at fault. The driver’s insurance company may try to use anything you say to twist the facts against you, even if it is obvious that you were not at fault. Try to remember every detail you can about the accident, even take pictures if possible. Also, get the names and phone numbers of any witnesses that are nearby.
Do not, under any circumstances, discuss the accident with the driver’s insurance company. Do not let the driver talk you out of calling the police. Also, look over the police report and make sure that everything is accurate and not details have been left out.
Of course it would be ideal to avoid the collision altogether, but in the event that it does happen, keeping this information in mind can ensure that your rights are not violated.
Dudek Law Firm APC—San Diego bicycle accident attorney.